Some employers are now saying that, if you refuse to participate in the wellness program, you will lose your employee heath insurance. How is this legal, you ask? After all, multiple Federal laws, including the ADA and the Affordable Care Act (Obamacare) state that this is not legal. Well, leave that to the Federal Courts:
Not so, said a federal judge in Madison, Wisc., who ruled on Dec. 31 that employers can deny coverage without violating the ADA as long as the data gleaned from the wellness program is used for purposes of overall health coverage.This is where guns enter the picture. The anti gun forces in this country want to have firearms added as a public health issue. Now suppose this comes about and your employer wants to use data on gun ownership to enhance your overall health coverage.
Take this one step further: say your employer wants to say that gun ownership is a health hazard, and you must give up your guns or give up your employer sponsored health insurance. You would be forced (by Obamacare in concert with your employer) to have one of three options:
1 Give up your guns
2 Pay a $2100 "tax" each year for not having insurance, plus the full cost of your healthcare
3 Pay a minimum of about $3600 a year for a basic health plan that has a $6000 deductible
Having had to take a nicotine test, I understand this. Had a cigar while on vacation so I flunked the first time. Anyway, they weren't checking for meth, cocaine, THC, etc, but a perfectly legal drug. And, because I flunked, they also charged my wife, who doesn't smoke cigars or anything for that matter, like she was a smoker.
ReplyDeleteI work for a hospital system and my insurance sucks!